Financing

Residential Mortgages
If you're looking to buy a house and are confused about your GDS, TDS, and LTV ratios, don't worry. There are many mortgage options available, and most lenders will be able to work with you to find a loan that fits your needs. However, it's important to understand the different types of loans available and how they work, so that you can be sure to choose the right one for your situation.

If you're concerned about getting approved for a mortgage, be sure to talk to one of our advisors about your options and what you can do to improve your credit rating to secure your mortgage.

Commercial Mortgages
If you are looking to expand your business by buying commercial-zoned properties such as plaza units, offices, warehouses, etc., we can help you get connected with the right people. We have a wide network of real estate professionals who can help you find the perfect property for your business. Contact us today and let us know what you are looking for. We will do our best to get you what you need.

HELOC Line of Credit
A home equity line of credit, or HELOC, is a type of home loan that allows you to borrow against the value of your home. The funds can be used for any purpose, including home improvements, debt consolidation, investments, Business financing, and more.

Unlike a traditional home equity loan, which provides you with a lump sum of cash up front, a HELOC gives you the flexibility to borrow what you need, when you need it. You can access your credit line by making withdrawals as needed, up to your approved limit. And, because a HELOC is secured by the equity in your home, you may be able to qualify for a lower interest rate than with other types of loans.

Grants & SRED Claims
Depending on your business we may be able to see what SRED or Grants and Loans are available and get you connected to our consultants who will guide you through the process of applying for them, as well as connect you with investors. We understand that not all businesses will be applicable for government assistance, so we also have a team of private investors who are willing to invest in small businesses with high potential.

Refinancing
Do you have a few debts outstanding and want to combine them. If you have an outstanding CRA debt or simply want to do house renovations we can help you get refinancing done on your real estate property. The refinancing will let you tap into the equity of your house. This will result in you having a slightly higher mortgage every month but all your outstanding loans can be paid off and this strategy can help to eliminate a lot of interest costs.

Construction Loans
Do you need a construction loan for a build-out for your owner-occupied commercial unit? we can help you find the right solution for your construction loan for the build-out. These loans are generally available from A and B lenders and require projected financial statements and a business plan. We can guide you on how best to secure construction loans.

$100k BDC Business Loan
We work very closely with the Bank of Development Canada (BDC) and with their $100k business loan program. We can help your business get much-needed start-up funding. We can help you with this by compiling all the required documents and submitting your application to BDC. We follow the progress of your application and provide you with updates throughout the entire process.

If your business is in need of capital to help it get off the ground, then a $100k loan from BDC can be a great solution. With our assistance, we can make sure that you have everything you need to submit an application and follow up on it throughout its entirety.

Transunion Credit Score Monitoring
We can explain how credit scores impact your ability to get loans and gather financing for your personal or business. We can provide you access to the Transunion Creditview product free of charge for 1 year. This credit monitoring combined with our insights can help to clear the foggy view of credits and how they impact your life.

If you're looking to understand your credit score and what it means for your finances, we can help. We'll explain how your credit score is calculated and used, as well as provide you with access to the Transunion Creditview product free of charge for 1 year.